TempoPay joins the Broken Healthcare Podcast

Cost-shifting solves nothing if employees can’t afford to get necessary care

The pressure to deliver value and cost savings continues to grow amidst rising healthcare costs. Employers are frustrated. Employees are overwhelmed. And the looming projection of increased cost-shifting is creating cause for concern.

According to the Business Group on Health, in 2023–2024 employers experienced actual healthcare costs higher than forecasted, making the forecasts for 2025–2026 even more concerning as overall costs compound.

Nearly 4 in 10 large employers are strongly considering, or already implementing, plan design changes that increase employee out-of-pocket costs. The problem is that 60% of Americans already can’t afford to pay a $1,000 medical bill in full.

This financial barrier leads many employees to avoid or delay care, which causes symptoms to worsen and drives up the long-term trend.

Help employees navigate plan changes with baseline payment tools

Employers are actively seeking alternatives that protect employees and improve affordability without changing plan design. That’s where TempoPay and PayMedix come in, delivering solutions that:

• Provide immediate value to employees through interest-free healthcare financing without credit checks

• Ensure providers are paid, reducing bad debt, and protecting access to care

• Help employers bend the cost curve by keeping employees engaged in their health and lowering the long-term trend

Take 10 minutes to learn more

In the latest Broken Healthcare Podcast, David Kinsey discusses how we work with strategic brokers and advisors who are reshaping affordability and delivering results for their clients.

10-Minute Listen: Youtube | Apple Podcasts | Spotify