For Brokers and Consultants
Add financial stability to your benefits strategy
We work with benefits leaders who are ready to rethink affordability. TempoPay makes it easy to remove financial barriers without adding administrative burden.

Make healthcare costs easier to manage
Employers are struggling to balance rising healthcare costs with meaningful financial wellness support for their teams. They rely on you to bring solutions that reduce financial stress and improve employee well-being, without adding complexity.
Even with competitive health plans, employees face tough decisions when out-of-pocket costs create barriers to care. Nearly 60% of Americans would need to finance an unexpected $1,000 bill.
TempoPay helps close that gap. It’s a simple, interest-free way for employees to pay healthcare expenses over time. Boost confidence and reduce financial strain without overhauling your health plans.
For financially resilient futures
Provide a healthcare account that supports employees in managing costs confidently and lays the foundation for financial stability.
1
Support healthy behaviors
Ensure employees can access timely care and stick to treatment plans without added financial stress.

2
More inclusive benefits
Engage employees who don't participate in traditional pre-tax accounts and are underutilizing their health benefits due to fear of the cost.

3
Differentiate your business
Deliver innovative, tailored solutions that move beyond the status quo and meet evolving employer needs, work with us to build creative solutions in line with your overall strategy.

For financially resilient futures
Provide a healthcare account that supports employees in managing costs confidently and lays the foundation for financial stability.
1
Support healthy behaviors
Ensure employees can access timely care and stick to treatment plans without added financial stress.

2
More inclusive benefits
Engage employees who don't participate in traditional pre-tax accounts and are underutilizing their health benefits due to fear of the cost.

3
Differentiate your business
Deliver innovative, tailored solutions that move beyond the status quo and meet evolving employer needs, work with us to build creative solutions in line with your overall strategy.

Meet TempoPay
A simple, effective solution
It’s time for a better way to manage out-of-pocket healthcare costs. TempoPay offers employees immediate access to funds and flexible, interest-free repayment options.






Address healthcare costs
Employees at all income levels struggle with healthcare costs. Stand out by recommending a cost-effective benefit that helps people immediately.
Turnkey technology
TempoPay layers into your benefits offerings seamlessly, requiring no extra administration or maintenance. Employees benefit from simple payment options and a user-friendly mobile app.
Competitive edge
Offer a solution that addresses a major concern—how to pay for healthcare—giving your clients a powerful tool to enhance their benefits package.
Common Questions
Everything you need to know about TempoPay
What is TempoPay?
TempoPay is an alternative healthcare payment account that helps employees manage their healthcare spending. They use TempoPay to pay for care and repay over time without interest charges or fees.
Is this a pre-tax program?
TempoPay is an after-tax program that complements pre-tax accounts by protecting investment balances and offsetting funding timelines so employees access care when they need it, not when they can afford it.
Do you charge employees interest or fees?
TempoPay is available at no cost to employees. We do not charge interest or fees on employee balances.
Do employees need to be on the health plan to benefit?
Your company can extend TempoPay to most of your population, whether they are on the health plan or not. Employees need to at least 18 years old to open an account.
How long does it take to launch?
Your client sets the pace, and in most cases, we can have an organization ready to launch in just a few weeks.
How much administration does this require?
TempoPay does all the heavy lifting– we provide employee engagement, education, and ongoing support. Employers simply need to connect with TempoPay and we’ll take care of the rest
Still have questions?
Can’t find the answer you’re looking for? Visit our Help Center to learn more.
Who is TempoPay for?
TempoPay is a straightforward benefit with no hoops to jump through, allowing everyone to access and pay for care on their own terms.







